Flood Team Announces Enhancements to Their State of the Art Online Flood Rater

DUAL Commercial has expanded its digital capabilities by offering a primary flood solution through their revolutionary online rating portal. These enhancements come at an exciting time due to the re-authorization of the National Flood Insurance Protection Program by Congress, which is scheduled to be completed in 2018. The removal of subsidies, increased rates, and mortgage lender acceptance will help to continue the steady growth of the private flood alternative market.


DUAL’s portal simplifies the flood application process, allowing for instant quoting with less than ten underwriting questions to answer. This bindable, premium quotation comes complete with e-signature, surplus lines and tax filing capabilities. The wholesaler can file their own E&S taxes, or have DUAL file. Primary underwriting limits have increased up to $5,000,000. Eligible properties include residential, commercial, and condominiums with deductibles as low as $2,000; higher deductibles available. This revolutionary online system can be privately labeled and set up for businesses to manage flood insurance submissions from their own retail distribution channels.


When asked about the upgrades and improved customer experience Thomas Becker, the Director of Business Development at DUAL said, “The new enhancements to the online rater make the application and binding process effortless for our wholesalers. In addition, the portal allows either DUAL Commercial or the wholesaler to file the excess & surplus lines taxes and fees.  We also have increased our policy limits and broadened the scope of coverages.”



DUAL Commercial is a specialty program administrator offering property & casualty products through several specialized companies and divisions. DUAL has 12 underwriting offices throughout North America that underwrite and manage insurance programs. The North America operation is a part of the DUAL Group, an international underwriting agency and Lloyd’s largest international coverholder with offices in 17 countries. DUAL is the underwriting division of Hyperion Insurance Group.



Hyperion is a leading international insurance group with employee ownership at its heart.  It comprises broking divisions Howden and RKH, and underwriting division DUAL.  Hyperion’s businesses operate across Europe, Asia, the Middle East, Latin America, the USA, Australia and New Zealand, employing over 3,800 people in 38 countries.



Thomas Becker

Director of Business Development

+1 973-631-7575 ext. 161