Professional Liability insurance

Professional liability coverage for hundreds of classes, offering creative underwriting solutions for miscellaneous professional, and architects/engineers/contractors

Professional liability coverage for hundreds of classes

DUAL's professional liability team offers creative underwriting solutions for miscellaneous professional, and architects/engineers/contractor professional liability coverage. 

Key features

  • Underwritten on behalf of "A" and "A+ XV" A.M. Best rated domestic and London-based carriers
  • Limits up to $5M available
  • Primary or excess capacity available
  • Carrier claims handling

A+XV and A

A.M. Best rated carriers

75+ years

of combined experience

5 star award

Insurance Business America, 2021

Architects and engineers insurance overview

Comprehensive, bespoke solutions for complex professional liability accounts, built for specialized architect and engineer environments.


With decades of experience underwriting professional liability risks, we understand the unique risks architects and engineers are exposed to every day. Our team of experts designs tailored coverage to meet the complex needs of the architecture and engineering industries, backed by A rated capacity.

Key features

  • Claims made coverage
  • Architects, engineers and contractors professional
  • Minimum premium: $3,500
  • Minimum deductible: $5,000
  • Worldwide coverage form
  • Up to 5-year ERP
  • Contractors' pollution included
architects and engineers
  • What does architects & engineers professional liability insurance cover?

    • Broad definition of professional services
    • No mold or asbestos exclusions on professional services
    • Emergency response costs and pre-claim assistance
    • Supplemental defendant reimbursement
    • Supplemental disciplinary/administrative action
  • Target classes

    • Landscape architects
    • Civil engineering
    • Electrical engineering
    • Structural engineering
    • Mechanical engineering
    • Design build exposures
    • Construction managers
    • Artisan and general contractors
    • And many more!

Submission requirements

Architects and engineers

  • Architects and engineers application or contractor’s professional liability application
  • Prior cover details
  • Loss runs

Miscellaneous professional liability insurance overview

With over 30 years of experience in the professional liability space, we know how to get creative for your clients. Our team can deliver tailored risk solutions across more than 100 classes of business. And, with multiple slips, we’re able to deliver broad coverage for your clients nationwide.

Key features

  • Specialization in small businesses and meeting contractual needs
  • Option to add cyber for comprehensive coverage
  • Flexible definition of professional services
  • Claims-made coverage
  • Worldwide coverage form
  • Up to 5-year extended reporting period (ERP)
  • Minimum premium: $2,500
  • Minimum deductible: $2,500 
Two business people walking through modern office
  • Target classes

    • Agricultural consultants 
    • Interior designers
    • HR consultants
    • Employment agencies (non-medical)
    • Logistic services
    • Management consultants
    • Manufacturers representatives
    • Market research/public opinion polling
    • Public relations

Submission requirements

Miscellaneous professional liability

  • Professional liability application
  • Prior cover details
  • Loss runs

Contact the expert

Photo of Ed Frey

Ed Frey

Senior Vice President, Professional Liability

Already appointed with us?

Send a submission directly to [email protected].

Send a submission

Ready to start submitting?

If your company is not already appointed with us, request to be appointed below.

Become a producer