Homeowners insurance

Key features

• Coverage options ranging from basic (HO8) to special form (HO3) policies, with extra coverages available 
• Easy-to-use quoting platform lets you quote, issue, and service policies all in one place 
• Flexible payment plans including mortgage-billed and direct bill options, like ACH and credit and debit cards  
• Low down payment of 12% 
• Flexible deductible options 
• Replacement cost on HO8's built after 1945 worth up to $500,000 
• Replacement cost partial and actual cash value for homes (any age) valued up to $375,000
• HO3 available for homes built after 1980 (1945-1979 constructions with prior approval), with coverage A from $150,000 to $750,000 if claims-free 
• Liability and theft coverage included for owner-occupied homes 
• IVANS download lets you transfer policy, claims, and commissions data into your own system 
• ISO 360 valuation tool helps you calculate accurate coverage A values
• Self-inspect option so clients can inspect their properties in their own time
• Customer portal where clients can file a claim, make a payment, and manage their policy