E&S Commercial Auto insurance

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Key featuresOur appetite

Expert solutions for distressed risks

When you have unique commercial auto risks that the standard marketplace won't cover, you can trust our team to work with you to find a tailored solution.

Our E&S commercial auto and trucking program targets businesses with distressed risk characteristics. Our specialized team of experts partner with select qualified wholesalers who have a dedicated focus on trucking and transportation with a high level of expertise,  deal flow, and partnership value. 

Key features

  • Non-admitted paper written through an "A-"  A.M. Best rated carrier
  • Focus on trucking and transportation risks for local, intermediate, and long-haul exposures
  • Specializing in risks with distressed characteristics which standard markets are declining
  • Ability to consider distressed risks and challenging trucking classes
  • Fleet sizes ranging from single-unit, to 1-10 unit non-fleet risks, and fleets up to 25 power units
  • In-house claims handling featuring a dedicated transportation claims team
  • Writing primary AL up to $1m CSL, along with PD, MTC, and truckers GL coverages ($1m/2m)

A- rated paper

Available in California and Texas

Target classes

For-hire general commodity trucking

Local, intermediate, and long haul trucking

Cargo coverage - including dry van, reefer, flatbed and consumer goods

Box trucks, sprinter vans

UIIA risks

Small and large fleets

Moving companies - local and interstate

Auto haulers

Hotshots - excluding hotshot auto haulers

Expeditor trucking risks

Dump trucks and dump tractors - dirt, sand, gravel

Agriculture - bulk commodities, livestock, hay, produce, etc.

Monoline commercial auto

Owners goods trucking exposures

Wholesale distributors

Distressed risk characteristics

  • Younger/older drivers
  • Challenging MVRs
  • Newer CDLs
  • Distressed CAB scores
  • Distressed loss history
  • New ventures
  • Midterm, cancellation and lapse situations
Truck driving down highway

Excluded risks

  • Hazmat exposures
  • Frac sand and other oilfield exposures
  • Tow trucks
  • Logging
  • Garage exposures - including dealers, service, rental exposures 
  • International CDLs and B-1 exposures
  • Brokerage authority, freight forwarders, sub-hauling exposures
  • Public livery

Document downloads

Product resources

Contact the expert

Photo of Jeff Hankins

Jeff Hankins

Executive Vice President, Commercial Auto