Expert solutions for distressed risks

When you have unique commercial auto risks that the standard marketplace won't cover, you can trust our adept team will work with you to find a bespoke solution. 

Our E&S commercial auto and trucking program targets businesses with distressed risk characteristics. Our specialized team of experts partner with select qualified wholesalers who have a dedicated focus on trucking and transportation with a high level of expertise,  deal flow, and partnership value. 

Key features

  • Non-admitted paper written through an "A-"  A.M. Best rated carrier
  • Focus on trucking and transportation risks for local, intermediate, and long-haul exposures
  • Specializing in risks with distressed characteristics which standard markets are declining
  • Ability to consider distressed risks and challenging trucking classes
  • Fleet sizes ranging from single-unit risks, to non-fleet 1-10 unit risks, and larger fleets up to 50 units
  • In-house claims handling featuring a dedicated transportation claims team
  • Writing primary AL up to $1m CSL, along with PD, MTC, and truckers GL coverages ($1m/2m)
  • In-house claims handling with a focus on commercial auto expertise and quality service

A rated paper

Available in California and Texas

Target classes

For-hire general commodity trucking

Local, intermediate, and long haul trucking

Cargo coverage - including dry van, reefer, flatbed and consumer goods

Box trucks, sprinter vans

UIIA risks

Small and large fleets

Moving companies - local and interstate

Auto haulers

Hotshots - excluding hotshot auto haulers

Expeditor trucking risks

Dump trucks and dump tractors - dirt, sand, gravel

Agriculture - bulk commodities, livestock, hay, produce, etc.

Monoline commercial auto

Owners goods trucking exposures

Wholesale distributors

Distressed risk characteristics

  • Younger/older drivers
  • Challenging MVRs
  • Newer CDLs
  • Distressed CAB scores
  • Distressed loss history
  • New ventures
  • Midterm, cancellation and lapse situations
Truck driving down highway

Excluded risks

  • Hazmat exposures
  • Frac sand and other oilfield exposures
  • Tow trucks
  • Logging
  • Any garage exposures including service, dealers or rental exposures 
  • International licenses and B-1 driver exposures
  • Brokerage authority, freight forwarders, sub-hauling exposures
  • Public livery

Document downloads

Contact the expert

Photo of Jeff  Hankins

Jeff Hankins

Executive Vice President, Commercial Auto