Construction insurance

Commercial construction insurance focusing on larger contracting risks with tailored coverage, designed to adapt to the unique needs of the commercial construction industry

Expert coverage for when it matters most

Focusing on larger contracting risks, our commercial construction team writes multiple classes of general contractors and subcontractors through a 100% wholesale distribution network. 

Our tailored coverage is designed to adapt to the unique needs of the commercial construction industry. With a variety of approved contracting classes, we provide expert coverage for peace of mind, even in the event of a claim.

 

Key features

  • A.M. Best "A- IX" rated carrier
  • Limit: $1m per occurrence/$2m aggregate
  • Optional limits of $2m occurrence/$4m aggregate
  • Minimum deductible: $10,000
  • Minimum premium: $10,000
  • Non-admitted
  • Primary or excess coverage for commercial risks 

A- IX

A.M. best rated carrier

$10,000

minimum premium

5 Star Construction Award

Insurance Business America, 2021

What does commercial construction insurance cover?

Coverages include:

  • Occurrence form, ISO coverage part CG 00 01
  • EBL
  • $1M excess available
Two construction workers

Target classes

Approved commercial contracting classes, including but not limited to:

Developer/general contractor

Carpentry

Masonry

Electrical

Excavation

Flooring

Grading

Landscaper

Concrete

HVAC

Commercial plumbing

Demolition

Dry-wall

Submission requirements

  • ACORD application
  • Contractors supplemental
  • 5 year loss runs (3 year minimum)

Document downloads

Contact the expert

Photo of Andreas  Graham

Andreas Graham

Executive Vice President, Energy

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