E&S Homeowners insurance

Specialized insurance coverages for homeowners in California

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Key featuresOur appetite

E&S Homeowners insurance key features

  • A.M. Best ‘A-’ rated capacity
  • HO-3 form
  • Coverage A limit up to $5m
  • Low to moderate wildfire risks
  • Streamlined digital platform enabling agents to quote, bind, and service policies end-to-end
  • Customized coverage and price comparison tool to meet any budget
  • Loss settlement options include: replacement cost, extended replacement cost, and actual cash value
  • Competitive discounts to attract new customers
  • Dedicated underwriting and sales support to help you grow your business
  • Competitive compensation structure
  • Full-service SLA filing process

A-

A.M. Best rated capacity

Available in California

Target classes

  • Owner occupied - primary or secondary

  • Low to moderate wildfire risk

  • Coverage A up to $5m

  • Built 1900 or later

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