Underwriting Products

Delivering unique solutions in the marketplace

Providing bespoke solutions

for specialized risks

Grown out of three programs in 2013, DUAL now offers over 45 products throughout our businesses across commercial property, financial, and casualty lines, as well as personal lines. We have partnered with over 30 domestic and international carriers to provide a wide network of wholesale and retail distribution partners access to our unique products, expert underwriters, and unbeatable service.


Learn more about our programs and various underwriting businesses below.

Accidental Contamination
Accidental Contamination, Government Recall, Malicious Product Tampering, Product Extortion, and Adverse Publicity
Coverage for residential and commercial contractors
Commercial Auto
Monoline commercial auto liability for small and large transportation fleets
Concrete Pumping
General liability, Commercial Auto, Property/Inland Marine, Excess/Umbrella and Workers’ Comp
Crane & Rigging
General liability, commercial auto, inland marine, excess/umbrella, workers’ comp, riggers liability
Energy Casualty
Liability for oil & gas, alternative energy, renewable resources, and ancillary risks that support the industry
Environmental Liability
Environmental package options for contractors, facilities, and more
Equipment Rental & Dealers
General liability, inland marine/property, auto, excess, and WC for contractors equipment rental and dealers
Excess Liability
ISO Liability, habitational, restaurant, specialty auto, auto service, contractors, mercantile and manufacturing
Heavy Transport
P&C coverage and motor truck cargo, hired and non-owned liability, hired car physical damage, 3rd party loss of use and installation floaters
Inland Marine
Liability and some property for the energy, environmental, and contractors segments
Liability for cargo and logistics, and excess for ports and terminals
Ocean Marine
EIURS offers energy casualty, marine, and inland marine to a variety of sectors
Product Recall
Product defect, malicious product tampering, insured products extortion, accidental contamination, government recall, and adverse publicity
Worker's Compensation
Standalone debit modification or as an addition to several of our energy casualty products
First and third party cyber liability insurance
Professional Liability
Architects & Engineers, Allied Healthcare, and Miscellaneous Professional Liability insurance
Transactional Risk
Representations and Warranties, Tax Liability, and Contingent Liability for M&A Transactions
Providing a comprehensive range of Bloodstock products for the Breeding, Racing and Sport Horse sectors
Builders Risk
Wood Frame, Civil Work, EAR, and CAR for AOP, Named Windstorm, Earthquake, Earth Movement, or Flood
Deductible Buyback
Wind, including named storm, hail, flood, and EQ coverage for high-value homeowners, and small commercial property
Earthquake, EM, and EQSL for commercial property and business owners on DIC or named peril policies
E&S Property
Commercial real estate, vacant structures, mercantile, commercial properties, nursing homes, assisted living and more
Fine Art & Collectibles
Coverage designed for corporate collections, galleries and museums
Primary and excess for commercial buildings and property owners and real estate covering building, contents, loss of income
Political Violence
Broad terrorism and sabotage coverage for residential, retail, and commercial premises
Real Estate Investor
Coverage for real estate investors of individual locations under one master policy
Tenant Legal Liability
Security deposit alternative, tenant legal liability, and renters insurance
Wind and All Perils
Property all risk including wind/hail and named storm coverage for commercial and residential property owners
Coverage for owner-occupied homes as well as seasonal, landlord, vacant, and renter’s policies
Fine Art & Collectibles
Coverage designed specifically for private collections
Primary and excess for commercial buildings and property owners and real estate covering building, contents, loss of income
Property and liability coverage for owner occupied homes
Mobile Home
Property and liability coverage for mobile home owners
Residential Earthquake
Stand-alone earthquake coverage for dwellings and condominiums delivered 100% online and in real-time
Tenant Legal Liability
Security deposit alternative, tenant legal liability, and renters insurance
Providing underwriting resources to fulfill your domestic and international surety needs
Specialty Healthcare
Coverage designed to support medical professionals who serve in our healthcare industry