DUAL North America responds to California Homeowners market challenges with new product launch

As carriers continue to exit California, DUAL steps in with primary homeowners coverage for homes valued up to $5 million

DUAL North America (“DUAL”) today announced the launch of its California Homeowners insurance product, expanding its US personal lines offering and delivering much-needed primary homeowners' capacity in a state where access to coverage has become increasingly difficult to find.  

The product is written on an HO-3 form, backed by an A.M. Best 'A' rated carrier, and offers dwelling coverage limits of up to $5 million. Distributed through retail and wholesale agents via DUAL's proprietary online platform, it pairs a streamlined quoting and binding experience with hands-on underwriting support. 

Designed with agent feedback and market realities in mind, the offering includes dedicated underwriting, sales, and service support, a competitive compensation structure, a full-service SLA filing process, a customizable valuation tool to support accurate Coverage A values, and IVANS agency download including policy, claims, and commission download.

The launch further strengthens DUAL North America’s commitment to developing responsive solutions that meet evolving market needs while supporting retail agents with efficient technology and engaged underwriting expertise.