Financial Lines insurance experts
Key benefits
Clear insurance contracts in line with the latest legislation
Clarity is key, especially in a regulatory environment that is becoming increasingly complex due to changing and new legislation. We work hard to ensure that our insurance cover remains up to date and that your customers remain protected.
Customisable protection
Our products can be tailored to suit your customers' needs. Thanks to our diverse expertise, we can flexibly cover a wide range of risks according to individual needs.
AA-rated insurance companies
All DUAL insurance products are backed by reliable insurance companies with a solid financial foundation.
High-quality claims handling
In the event of a crisis, policyholders need experienced lawyers and claims experts with proven experience in claims handling. We handle claims quickly, efficiently, and fairly.
About insurance cover
- Directors and Officers Liability insurance (D&O) protects company management from personal liability that may arise in the course of their duties. The insurance also covers legal costs in addition to the actual losses.
- Crime insurance protects the company's assets from fraud and embezzlement, regardless of whether the perpetrator is a company employee or an external party. The insurance also covers losses from social engineering and the costs of investigating the damage.
- Professional Liability insurance (PI) provides financial protection for the insured against claims for financial losses caused to the customer. The insurance is mandatory in some professions, and highly recommended for many others. We offer PI insurance to a wide range of customer segments, including accountants, lawyers, architects and engineers, insurance brokers, real estate agents, IT professionals, and other consulting companies.
Insurance amounts
EUR 10m-20m
D&O maximum sum insured
EUR 5m-10m
Crime maximum sum insured
EUR 5m-10m
PI maximum sum insured

Risk selection
Our risk selection is based on an individual assessment of the available information on the customer's operations.
We provide insurance for a wide range of financial sector operators:
- Asset managers
- Hedge funds
- Private equity funds / venture capital funds
- Real estate funds
- Investment managers
- Banks and other financial institutions
- Insurance companies
- Fintech
We insure companies in a wide range of industries
Energy companies in all sectors (renewable energy sources, oil and gas, public utility companies)
Hotels and accommodation companies
Software and technology companies
Transport and logistics
Wholesale and retail
Chemical and pharmaceutical industry (including biotechnology)
Construction and real estate
Manufacturing
Non-profit organisations
Professional services
Telecommunications
Construction and engineering firms
We do not insure companies operating in the following sectors:
Coal mining
Cannabis
Cryptocurrencies
Firearms and ammunition
Tobacco
Adult entertainment
Companies listed in the US
You may also need
Liability insurance for trustees and officers who are responsible for a company's pension plan or employee benefits.
One-time insurance that protects the insured against liability arising from information provided in connection with a company's share issue (prospectus) and any resulting compensation claims. Available for both equity and debt issues, either in connection with an initial public offering (IPO) or a rights issue.
Why DUAL?
Built for speed
Our flat hierarchy and streamlined processes enable quick decisions.
Experience matters
We have 26 years of experience in Financial Lines insurance – and we are constantly learning more.
Solving complex situations
We offer simple solutions in a complex field. We strive to make our customers' lives easier.
All about service
As an independent company that always thinks long term, we are all committed to providing excellent service.
Insurance requirements
In order to evaluate your quote, we need information about your company's operations, management, financial situation, and claims history, among other things. The amount and quality of information required varies depending on the product.
The insurance process is designed to be as streamlined and simple as possible. We evaluate each insurance application individually and strive to find a solution that meets the customer's needs.