DUAL Group
Itävalta
Suomi
Ranska
Saksa
Irlanti
Italia
Alankomaat
Espanja
Ruotsi
Sveitsi
Yhdistynyt Kuningaskunta
Eurooppa
Australia
Hongkong
Uusi-Seelanti
Singapore
USA
Property insurance
Full value insurance for real estate
Residential and commercial buildings are typically insured with full value insurance. Full value insurance is based on the volume of the building, which means that the property is always fully insured.
Our property insurance policies are based on the all-risk principle, meaning that they cover all risks that are not excluded in the terms and conditions.
One insurance policy, comprehensive cover
Our property insurance solutions include property insurance, i.e. insurance of movable property, as well as property owner's liability insurance, legal expenses insurance, D&O liability insurance, and rental income interruption insurance.
Whether it is a residential, commercial, or industrial property, we can insure it on a case-by-case basis either for its full value according to volume (full value insurance) or up to an agreed euro amount.
Suitable for different types of buildings
Residential and commercial properties are valuable assets, and owning them involves many risks. Because the property owner's liability is extensive and significant capital is tied up in it, careful insurance is important. Property insurance is suitable for different types of buildings and can be tailored to your needs.
Property insurance covers, for example, damage to building services and also includes fire insurance.
The liability insurance included also covers any damage caused by the property owner to another party if you, as the property owner, are liable for compensation.
With property insurance, we cover, for example:
- permanently installed HVAC systems and related equipment
- buildings, structures, coatings, and permanent fixtures in most cases
- separate utility and maintenance buildings, canopies, garages, or storage buildings with a maximum area of 300 m²
- standard work machines, tools, and fuels used for property maintenance