Meet the team
Meet the team

Damien Coates
Chief Executive Officer
With over 30 years of experience in the insurance industry, Damian has built a diverse and accomplished career spanning multiple facets of the business. His expertise includes sales and distribution, underwriting, operations, governance, strategy, and claims management - demonstrating a comprehensive understanding of the insurance landscape.
Since joining DUAL in 2021, Damian has played a pivotal role in integrating the liability and property businesses. He currently leads underwriting operations, strategy and partner engagement, while also supporting the governance and management of the Property and Motor binders. Damian is known for his strategic insight, operational leadership and commitment to delivering value across the insurance value chain.

Emily Coates
Head of CSR & Sustainability
She has worked in the insurance industry for 12 years and has a Bachelor of Business (Insurance) and post graduate degree in organic farming and nutrition.

Heather Jarvis
Head of Executive & Facilities
In 2021, Heather joined DUAL Asia Pacific as Executive Assistant to Damien Coates, the CEO. She is now the head of Executive & Facilities at DUAL Australia and New Zealand.
She has worked in the insurance industry for nearly 35 years in both London and Sydney, emigrating to Australia with JLT in 2010 and has a Bachelor of Business (HR).
Since being at DUAL, Heather has led various projects that include relocation of all Australia based offices.

Adrian Salamone
Southern Manager
.png)
Anthony Morgan
QLD Manager

Chris Hammond
Head of Title Insurance - Asia Pacific

Daniel Brown
Head of Financial Lines
.png)
Dragana Ljubicic
Western Australia Manager

Eleanor Bunting
Australian Claims Manager

Jordan Schwarz
Head of M & A Underwriting

Kerryn Symes
NSW Manager

Melanie Barrett
Head of Accident & Health
With over 25 years of experience in the insurance industry, Melanie combines deep expertise with a strong focus on service delivery and client satisfaction. Since joining DUAL in 2014, she has been instrumental in growing and managing the Accident & Health portfolio, achieving profitability and business success.
Melanie excels at providing clear direction and insightful guidance, empowering clients to navigate complex insurance needs confidently. As a leader, she is passionate about team development, ensuring they have the tools, knowledge and support to thrive.
Dedicated to enhancing product capabilities, Melanie ensures DUAL’s offerings remain at the forefront of an ever-evolving market. She is committed to building and nurturing long-term relationships with brokers and clients, and her team is dedicated to delivering outstanding service and results.

Stewart Eaton
ANZ Head of Liability
Stewart has worked in the UK and London market for nearly 25 years. He has held a variety of liability positions at AIG and crisis management roles at various Lloyd’s Syndicates and at Allianz Global Corporate and Specialty. Prior to setting up a product recall book of business at Ark Syndicate in 2021 he was the Global Head of Product Recall at AGCS from 2019 looking after a book of cEUR100m. Stewart will be helping grow and diversify the liability book including a regional focus ensuring key service delivery to our broker partners and clients.
Stewart succeeded Steve Jacques in April 2023 and will be building a team that will service the growing portfolio with a focus on profitability and sustainability whilst assisting develop new product solutions in the NZ market.

Leo Abbruzzo
Executive Chairman
In March 2004, Leo founded DUAL Australia with Damen Coates starting with only 6 employees.
Leo has held several roles at DUAL ANZ over the last 19 years including Underwriting Manager, Claims and Risk & Compliance Manager, ANZ Managing Director, and most recently, Executive Chairman for DUAL ANZ.

Michael Ussher
Managing Director | Deputy CEO
He has held several senior roles across Australia and New Zealand following his appointment to the role of Western Australia Manager in 2012.
In 2015, he took responsibility for the Authorised Representative network across Australia, and in 2017, his role expanded to include brokers in New Zealand and the Southern Region.
Michael was appointed Commercial manager, Asia Pacific in 2018, overseeing responsibilities including DUAL’s SME platform business, Portfolio analytics and Marketing/Events.
Michael was promoted to Deputy CEO in September 2022, and has since assumed overall responsibility for People and Client Management.

Craig Wincote
ANZ Chief Underwriting Officer
In 2008, he joined DUAL as a Senior Underwriter, and in 2009, he established DUAL's Queensland office as a Regional Manager to manage underwriting teams in Queensland and in New South Wales.
He was promoted to the position of Head of Financial Lines (ANZ) in 2022. In this role, he was responsible for managing and overseeing the performance of the Financial Lines underwriting portfolios in Australia and New Zealand. In 2023, he was promoted to the position of Chief Underwriting Officer of DUAL ANZ.

Jane Cullen
Chief Information Officer
Jane joined DUAL’s Melbourne office in 2005 in the role of Senior Underwriter. Since then, Jane has held various management roles within the business including National Schemes Manager and Underwriting and Operations Manager.
Effective May 2022, Jane was promoted to the role of Chief Information Officer due to her excellent track record within the business and technical skills. Jane has a detailed and substantial knowledge of Operations & Technology efficiencies to innovate business systems and carry the technology area of the business forward. Jane is currently responsible for the project management of the roll out of IMS across Australia and New Zealand, the new core insurance system being implemented by the business. Previous to DUAL Jane held various underwriting roles at AMP and QBE and has over 20 years’ experience in the insurance industry.

Ian McLauchlan
Chief Financial Officer
Ian joined DUAL in October 2017 as the Chief Financial Officer for the Asia Pacific region.
He has a strong accounting background, having trained with Ernst & young, and has worked with businesses in various industries such as insurance, banking, food service, airlines, and television.
Prior to joining DUAL, Ian has nearly 40 years as an insurance CFO, as well as in government, consulting, risk management, and general management roles in Australia and the Asia Pacific.

Davina Smith
Head of Sales & Marketing
Davina leads DUAL Australia and New Zealand’s Sales and Marketing functions, driving growth through strategic broker engagement, brand positioning, and integrated marketing initiatives.
Over her 15-year career at DUAL, Davina has held a range of roles across underwriting, relationship management, marketing, and communications—giving her a deep, end-to-end understanding of the business and broker needs.

Tahlia Carratt
Head of Legal & Governance
A qualified lawyer with over 10 years’ experience in the legal and insurance industry, Tahlia joined DUAL in 2021 as Assistant Legal Counsel and has now progressed to the role of Head of Legal & Governance, overseeing DUAL’s legal, risk, and compliance functions across Australia and New Zealand. Before her time at DUAL, Tahlia worked at a national brokerage in their claims team, advising their large corporate clients. She began her career in private practice, in litigation and advocating for plaintiffs and vulnerable clients.

Whitney Ignatiadis
Head of Human Resources & People
As Head of Human Resources and People, Whitney is responsible for leading the strategic direction and operational delivery of the HR function across the region. Joining DUAL in 2020, she brings a background of more than 15 years in HR and learning across the hospitality and education sectors. Whitney is an accredited coach with the International Coaching Federation and holds multiple postgraduate qualifications, including a Master’s degree in human resource management and a Postgraduate Diploma in Project Management.
Get in contact
Find out how DUAL can help you deliver for your clients.