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Meet the team

Damien

Damien
Coates

Chief Executive Officer

Emily

Emily
Coates

Head of CSR & Sustainability

Heather

Heather
Jarvis

Head of Executive & Facilities

Adrian

Adrian
Salamone

Southern Manager

Anthony

Anthony
Morgan

QLD Manager

Chris

Chris
Hammond

Head of Title Insurance - Asia Pacific

Daniel

Daniel
Brown

Head of Financial Lines

Dragana

Dragana
Ljubicic

Western Australia Manager

Eleanor

Eleanor
Bunting

Australian Claims Manager

Jordan

Jordan
Schwarz

Head of M & A Underwriting

Kerryn

Kerryn
Symes

NSW Manager

Melanie

Melanie
Barrett

Head of Accident & Health

Stewart

Stewart
Eaton

ANZ Head of Liability

Leo

Leo
Abbruzzo

Executive Chairman

Michael

Michael
Ussher

Managing Director | Deputy CEO

Craig

Craig
Wincote

ANZ Chief Underwriting Officer

Jane

Jane
Cullen

Chief Information Officer

Ian

Ian
McLauchlan

Chief Financial Officer

Davina

Davina
Smith

Head of Sales & Marketing

Tahlia

Tahlia
Carratt

Head of Legal & Governance

Whitney

Whitney
Ignatiadis

Head of Human Resources & People

Damien-Coates-headshot

Damien Coates

Chief Executive Officer

With over 30 years of experience in the insurance industry, Damian has built a diverse and accomplished career spanning multiple facets of the business. His expertise includes sales and distribution, underwriting, operations, governance, strategy, and claims management - demonstrating a comprehensive understanding of the insurance landscape. 

Since joining DUAL in 2021, Damian has played a pivotal role in integrating the liability and property businesses. He currently leads underwriting operations, strategy and partner engagement, while also supporting the governance and management of the Property and Motor binders. Damian is known for his strategic insight, operational leadership and commitment to delivering value across the insurance value chain. 

Emily-Coates-headshot

Emily Coates

Head of CSR & Sustainability

Emily Coates is the head of CSR & Sustainability at DUAL Australia and New Zealand and sits on the DUAL Australia Reconciliation Action Plan Employee Representative Group.

She has worked in the insurance industry for 12 years and has a Bachelor of Business (Insurance) and post graduate degree in organic farming and nutrition.
Heather-Jarvis-Headshot

Heather Jarvis

Head of Executive & Facilities

In 2021, Heather joined DUAL Asia Pacific as Executive Assistant to Damien Coates, the CEO. She is now the head of Executive & Facilities at DUAL Australia and New Zealand.

She has worked in the insurance industry for nearly 35 years in both London and Sydney, emigrating to Australia with JLT in 2010 and has a Bachelor of Business (HR).

Since being at DUAL, Heather has led various projects that include relocation of all Australia based offices.

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Adrian Salamone

Southern Manager

Adrian joined DUAL in 2019 as a Senior Underwriter in Melbourne after having spent 7 years at Chubb. He became Assistant Regional Manager in April 2020 and was promoted to Southern Regional Manager in 2023 where he manages our brokers across Victoria, South Australia and Tasmania as well as our Southern Underwriting team based in Melbourne.
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Anthony Morgan

QLD Manager

Anthony started with DUAL as a financial lines underwriter in 2010, joining as one of the first members of the Queensland office.
 
Most recently, he has taken on the role of QLD manager where he is responsible for brokers in QLD and NT as well as the management of the Brisbane team.
 
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Chris Hammond

Head of Title Insurance - Asia Pacific

Chris heads up our Title Insurance team and oversees the delivery of our Title Insurance and Fundamental Warranty Top-Up insurance solutions across the Asia Pacific region.  
 
He is a qualified solicitor with extensive experience in commercial real estate law. Following his eight years in private practice, he has brought invaluable technical expertise to his role at DUAL. After joining the London office in 2018, Chris returned to Melbourne in 2022 to focus exclusively on our expansion across the Asia Pacific region.   
 
As a leader, Chris is deeply committed to mentoring and professional development, ensuring his team is supported, knowledgeable, and empowered to excel in their roles.
 
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Daniel Brown

Head of Financial Lines

Daniel joined DUAL in 2013 as an Assistant Underwriter in the Financial Lines team and advanced through various financial lines underwriting roles. In 2021, he was appointed NSW Manager, overseeing broker distribution, underwriting and strategic growth. Most recently, he was promoted to Head of Financial Lines for ANZ. 
 
Passionate about innovation and continuous improvement, Daniel plays a key role in strengthening DUAL’s financial lines portfolio. He prioritises fostering strong relationships with brokers and clients, ensuring they receive tailored solutions and exceptional service. Under his leadership, the team remains focused on delivering top-tier results in a dynamic and competitive market.
 
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Dragana Ljubicic

Western Australia Manager

Dragana has been part of the insurance world since 2008, starting her career in Professional and Financial Risks.
 
She joined DUAL in 2019 as Western Manager where she is responsible for the management of our brokers in Western Australia as well as our Western underwriting team based in Perth.
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Eleanor Bunting

Australian Claims Manager

Eleanor Bunting started her career as a financial lines coverage and liability solicitor in private practice following completion of a Bachelor of Laws (hons). Following 8 years in private practice and various secondments with local and international insurers, Eleanor moved into the DUAL Australia claims team in 2018 and has been the National Claims Manager since 2021. 
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Jordan Schwarz

Head of M & A Underwriting

Having lived and worked in London, Singapore, and now based in Sydney, Jordan joined DUAL in 2024 to lead the M&A Insurance team. With over 10 years of experience in M&A, he has developed extensive expertise in underwriting and managing warranty and indemnity / representation and warranty transactions across the US, Europe, and APAC. 
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Kerryn Symes

NSW Manager

Kerryn has 22 years of industry experience, starting her career as a general insurance broker. She joined DUAL 15 years ago as an Underwriter in Melbourne, supporting the southern region. Over the years, she advanced to Senior Underwriter and Assistant Regional Manager for the National Business Unit, focusing on partnerships and developing authorised representative networks.
 
In 2018, she became Southern Regional Manager, leading the Melbourne underwriting team for five years. In October 2023, Kerryn took on the role of Head of National Partnerships.
 
After relocating to Sydney, her responsibilities expanded to managing the NSW underwriting team and overseeing operations across NSW and the ACT. She combines her expertise in managing key broking partner relationships with a passion for leading underwriting teams.
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Melanie Barrett

Head of Accident & Health

With over 25 years of experience in the insurance industry, Melanie combines deep expertise with a strong focus on service delivery and client satisfaction. Since joining DUAL in 2014, she has been instrumental in growing and managing the Accident & Health portfolio, achieving profitability and business success. 

Melanie excels at providing clear direction and insightful guidance, empowering clients to navigate complex insurance needs confidently. As a leader, she is passionate about team development, ensuring they have the tools, knowledge and support to thrive. 

Dedicated to enhancing product capabilities, Melanie ensures DUAL’s offerings remain at the forefront of an ever-evolving market. She is committed to building and nurturing long-term relationships with brokers and clients, and her team is dedicated to delivering outstanding service and results.

Stewart Eaton-headshot

Stewart Eaton

ANZ Head of Liability

Stewart has worked in the UK and London market for nearly 25 years. He has held a variety of liability positions at AIG and crisis management roles at various Lloyd’s Syndicates and at Allianz Global Corporate and Specialty. Prior to setting up a product recall book of business at Ark Syndicate in 2021 he was the Global Head of Product Recall at AGCS from 2019 looking after a book of cEUR100m. Stewart will be helping grow and diversify the liability book including a regional focus ensuring key service delivery to our broker partners and clients. 

Stewart succeeded Steve Jacques in April 2023 and will be building a team that will service the growing portfolio with a focus on profitability and sustainability whilst assisting develop new product solutions in the NZ market.

Leo-Abbruzzo-headshot

Leo Abbruzzo

Executive Chairman

Leo has been in the insurance industry for over 38 years, with various management and underwriting roles across Asia Pacific.

In March 2004, Leo founded DUAL Australia with Damen Coates starting with only 6 employees.

Leo has held several roles at DUAL ANZ over the last 19 years including Underwriting Manager, Claims and Risk & Compliance Manager, ANZ Managing Director, and most recently, Executive Chairman for DUAL ANZ.
Michale Ussher-headshot

Michael Ussher

Managing Director | Deputy CEO

Michael joined DUAL in 2006 as an Underwriter in Melbourne.

He has held several senior roles across Australia and New Zealand following his appointment to the role of Western Australia Manager in 2012.

In 2015, he took responsibility for the Authorised Representative network across Australia, and in 2017, his role expanded to include brokers in New Zealand and the Southern Region.

Michael was appointed Commercial manager, Asia Pacific in 2018, overseeing responsibilities including DUAL’s SME platform business, Portfolio analytics and Marketing/Events.

Michael was promoted to Deputy CEO in September 2022, and has since assumed overall responsibility for People and Client Management.
Craig Wincote-headshot

Craig Wincote

ANZ Chief Underwriting Officer

In his 25 years in the insurance industry, Craig has held roles with international insurers and brokers in London and Australia.

In 2008, he joined DUAL as a Senior Underwriter, and in 2009, he established DUAL's Queensland office as a Regional Manager to manage underwriting teams in Queensland and in New South Wales.

He was promoted to the position of Head of Financial Lines (ANZ) in 2022. In this role, he was responsible for managing and overseeing the performance of the Financial Lines underwriting portfolios in Australia and New Zealand. In 2023, he was promoted to the position of Chief Underwriting Officer of DUAL ANZ.
Jane-Cullen-Headshot

Jane Cullen

Chief Information Officer

Jane joined DUAL’s Melbourne office in 2005 in the role of Senior Underwriter. Since then, Jane has held various management roles within the business including National Schemes Manager and Underwriting and Operations Manager.   

Effective May 2022, Jane was promoted to the role of Chief Information Officer due to her excellent track record within the business and technical skills. Jane has a detailed and substantial knowledge of Operations & Technology efficiencies to innovate business systems and carry the technology area of the business forward. Jane is currently responsible for the project management of the roll out of IMS across Australia and New Zealand, the new core insurance system being implemented by the business. Previous to DUAL Jane held various underwriting roles at AMP and QBE and has over 20 years’ experience in the insurance industry. 

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Ian McLauchlan

Chief Financial Officer

Ian joined DUAL in October 2017 as the Chief Financial Officer for the Asia Pacific region.

He has a strong accounting background, having trained with Ernst & young, and has worked with businesses in various industries such as insurance, banking, food service, airlines, and television.

Prior to joining DUAL, Ian has nearly 40 years as an insurance CFO, as well as in government, consulting, risk management, and general management roles in Australia and the Asia Pacific.

Davina Smith-headshot

Davina Smith

Head of Sales & Marketing

Davina leads DUAL Australia and New Zealand’s Sales and Marketing functions, driving growth through strategic broker engagement, brand positioning, and integrated marketing initiatives. 

 

Over her 15-year career at DUAL, Davina has held a range of roles across underwriting, relationship management, marketing, and communications—giving her a deep, end-to-end understanding of the business and broker needs.

Tahlia Carratt-headshot

Tahlia Carratt

Head of Legal & Governance

A qualified lawyer with over 10 years’ experience in the legal and insurance industry, Tahlia joined DUAL in 2021 as Assistant Legal Counsel and has now progressed to the role of Head of Legal & Governance, overseeing DUAL’s legal, risk, and compliance functions across Australia and New Zealand. Before her time at DUAL, Tahlia worked at a national brokerage in their claims team, advising their large corporate clients. She began her career in private practice, in litigation and advocating for plaintiffs and vulnerable clients. 

Whitney-Ignatiadis-headshot

Whitney Ignatiadis

Head of Human Resources & People

As Head of Human Resources and People, Whitney is responsible for leading the strategic direction and operational delivery of the HR function across the region. Joining DUAL in 2020, she brings a background of more than 15 years in HR and learning across the hospitality and education sectors. Whitney is an accredited coach with the International Coaching Federation and holds multiple postgraduate qualifications, including a Master’s degree in human resource management and a Postgraduate Diploma in Project Management.

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