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Streamline the quote and bind process with the WebRater. 10 available products to quote now. 

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Australia

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Cover your clients can count on

We’re one of the leading financial lines underwriting agencies in Australia. Our entrepreneurial mindset and problem-solving focus give us a unique ability to meet complex risks and keep your clients protected in a fast-changing environment. 

With a broad risk appetite and flexible approach, we’ll ensure your clients have the right level of cover for their needs across a variety of industries and professions.  

Working closely with you, our team of experienced local underwriters can tailor a policy to suit the most complex clients and, if needed, our dedicated in-house financial lines claims service will help ensure a smooth and efficient process.

 

38,500+

policies transacted annually

30

specialist underwriters

1,000+

claims handled per annum 

Why choose DUAL?

 

Flexible and customisable

In a complex industry, we offer simple solutions. We try to make life easy by tailoring our products to suit the needs of your clients.

Deep experience

The DUAL Financial Lines team is highly knowledgeable. Our expert underwriters navigate complex risks to try and achieve the best possible outcome for you and your client.

Instant quote and bind

Get a quote on a range of financial lines products today using the WebRater.

Trusted partners

We provide exceptional claims service. Our in-house claims team works alongside our panel lawyers to support your client each step of the way.

Association Liability

A combined management liability and professional indemnity solution designed to meet the needs of the not-for-profit industry.

Crime Protection

A specialised type of cover designed to protect businesses from financial losses due to criminal activities such as theft, fraud or employee dishonesty. This insurance typically covers direct losses from incidents like fidelity, burglary, forgery or cybercrime, helping organisations recover financially after a crime occurs.

Directors & Officers

Directors & Officers insurance is designed to protect business leaders from personal liability arising from decisions made in their official capacity whilst acting on behalf of the company.

Evolution

Evolution is a  suite of products specifically designed to address the complex needs of medium to large businesses. It combines the tailored coverage of directors and officers liability, employment practices liability, tax audit, statutory liability and supplementary legal expenses and crime protection policies, with the simple transaction of management liability.

 

Information Technology

A combined professional indemnity and public liability product specifically designed to suit the needs of IT professionals.

 

Investment Managers

Specifically designed for the needs of Australian investment management firms. It combines multiple coverage sections into one easy to transact policy form, providing convenience and peace of mind to investment management professionals.

Management Liability

Management Liability is a packaged insurance offering that provides cover to senior management and the company for the decisions and responsibilities involved in running a business.

Professional Indemnity

Professional Indemnity insurance protects professionals from claims of negligence or professional misconduct made against them by their clients, providing peace of mind that their legal defence costs and potential damages will be covered.

 

Statutory Liability

Statutory Liability insurance provides coverage for businesses against legal liabilities arising from breaches of various acts of legislation. Examples of this can include violations of regulations related to health, safety and environmental laws.

 
Office-meeting-two-people

Meet the Senior Financial Lines team

Ryan

Ryan
Green

Assistant Southern Manager

Daniel

Daniel
Brown

Head of Financial Lines

Daryl

Daryl
Martin

Senior Underwriter

Elizabeth

Elizabeth
Poole

Specialty Underwriting Lead

Fraser

Fraser
Baxter

Senior Underwriter

Ivana

Ivana
Vuckova

Senior Underwriter

Jacelle

Jacelle
Bandeleon

Senior Underwriter

Jack

Jack
Triscott

Senior Underwriter

Jake

Jake
Nelson

Senior Underwriter

Marcus

Marcus
Lord

Senior Underwriter

Matthew

Matthew
Day

Senior Underwriter

Melissa

Melissa
Downman

Senior Underwriter

Nadine

Nadine
Stack

Specialty Underwriting Lead

Naomi

Naomi
Biss

Senior Underwriter

Tatevik

Tatevik
Papazian

Senior Underwriter

191696763206

Ryan Green

Assistant Southern Manager

Ryan joined DUAL in 2025 as Senior Underwriter in Melbourne after spending 10 years across multiple roles in financial lines underwriting and broking. He was promoted to Assistant Regional Manager shortly after joining DUAL and assists in managing our Southern Underwriting team.

Daniel Brown - 285x320

Daniel Brown

Head of Financial Lines

Daniel joined DUAL in 2013 as an Assistant Underwriter in the Financial Lines team and advanced through various financial lines underwriting roles. In 2021, he was appointed NSW Manager, overseeing broker distribution, underwriting and strategic growth. Most recently, he was promoted to Head of Financial Lines for ANZ. 
 
Passionate about innovation and continuous improvement, Daniel plays a key role in strengthening DUAL’s financial lines portfolio. He prioritises fostering strong relationships with brokers and clients, ensuring they receive tailored solutions and exceptional service. Under his leadership, the team remains focused on delivering top-tier results in a dynamic and competitive market.
 
183977725476

Daryl Martin

Senior Underwriter

191493362343

Elizabeth Poole

Specialty Underwriting Lead

186139253650

Fraser Baxter

Senior Underwriter

191696763252

Jack Triscott

Senior Underwriter

214736495472

Jake Nelson

Senior Underwriter

Jake joined DUAL in 2019 as an Underwriter in Brisbane after beginning his insurance career as an Insurance Broker with Consolidated Insurance Brokers. He was promoted to Senior Underwriter in 2025 and now manages a broad portfolio across Professional Indemnity, Management Liability, Cyber and associated Financial Lines products. 

Jake works closely with brokers throughout Queensland, focusing on strategic renewal management, new business development and maintaining DUAL’s strong underwriting partnerships across the region.

191831723946

Marcus Lord

Senior Underwriter

186141646623

Matthew Day

Senior Underwriter

217167381164

Melissa Downman

Senior Underwriter

Melissa joined DUAL in March 2026, bringing over 20 years’ experience in Financial Lines underwriting, including senior roles with Chubb and Delta Insurance.

183977725476

Nadine Stack

Specialty Underwriting Lead

Nadine joined DUAL in 2024 as a Senior Underwriter in Sydney bringing 11 years' experience as an insurance broker specialising in financial lines. In 2025 she was promoted to Specialty Underwriting Lead and now manages a team of NSW specialty underwriters. Nadine has a strong focus on financial institutions risks within the Financial Lines team.
199396151134

Naomi Biss

Senior Underwriter

Meet the wider

Financial Lines team

Find out how our specialist financial lines underwriting team can help you deliver for your clients.