Cyber Insurance
Businesses are more interconnected than ever
As businesses become increasingly reliant on technology, they face growing risks from internet-based threats, IT infrastructure vulnerabilities, and the challenges associated with managing sensitive data.
Cyber Insurance helps mitigate these risks by covering third-party liabilities and a range of first-party losses that can arise from cyber events.
It also provides rapid access to specialist lawyers, forensic investigators, and IT and media consultants, offering essential support in the event of a data breach, ransomware attacks, or other damaging cyber incident.
Preferred risks
- Professional services - architects, accountants, legal services, real estate, consultants
- Labour hire / recruitment
- Retail / wholesale / importing - including online retail
- Manufacturing
- Mining
- Advertising and marketing
- Design
- Construction
- Software development and sales
- Trade services - builders, electricians, plumbers, carpenters
- Not-for-profit and religious organisations
Coverage options
Our Cyber Insurance policy provides the following key coverage elements:
Third-party claims
Business interruption
Response costs
Reimbursement of the insured’s immediate expenses for managing an incident, including:
- IT forensic costs
- Legal expenses
- Public relations expenses
- Credit monitoring and identity theft prevention services
Data restoration
Costs incurred to restore or replace affected data and software
Cyber extortion
Reputational harm
Loss of income due to an adverse media event.
Social engineering fraud
900
occupations available on WebRater
$5m
WebRater limits (up to)
$10m
excess limits
DUAL offers a range of additional enhancements and extensions designed to complement standard cyber insurance coverage.
Key extensions include:
- Triggers for covered events affecting both on-premises and third-party or cloud hosted systems
- Cover for business interruption losses triggered by human error and system failure
*Coverage is subject to underwriting, policy terms and conditions.
Further detail on the benefits available within our wording can be found in our Cyber fact sheet.
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A partnership with KYND
Stay prepared with access to cyber risk support services
Every WebRater DUAL Cyber policy includes access to two powerful KYND tools that deliver actionable insights and help strengthen cyber resilience. These tools are also available for policies underwritten by our Specialty Underwriters upon request.
KYND Signals Report
Before cover begins, the KYND Signals Report provides a clear snapshot of your client’s cyber risk. It delivers fast, actionable insights into vulnerabilities and exposure at the time of quoting, helping you and your clients make informed decisions upfront.
KYND ON
Once cover is bound, KYND ON gives your clients access to continuous, 24/7 monitoring. Through a secure registration link, they receive ongoing updates and alerts designed to help them stay ahead of evolving threats.
Need support?
Contact KYND Support for assistance at [email protected] or visit their website www.kynd.io
Frequently asked questions
How to get a quote
WebRater
Instant quotations and bindings are now available through the WebRater for organisations with revenue of up to $100m, and for limits of up to $5m.
Specialty
Our dedicated cyber underwriters can offer primary limits of up to $10m for organisations with annual revenue up to $500m and excess limits of up to $10m for organisations with annual revenue up to $1bn.
Dedicated and experienced incident response and claims service
Knowing who to call when a cyber event occurs is critical, so every DUAL Cyber Insurance policy also comes with access to hotline support provided 24/7 through our dedicated Cyber Incident Management Team (CIMT) and backed by a panel of specialist service providers.
All DUAL insureds also receive the benefit of claims support from our experienced in-house Claims team based in Australia.
If you need to notify an incident, contact the CIMT.
P: 1300 004 880 or P: +1 646 652 0749
E: [email protected]
Meet the team

Ciaran Morrissey
Cyber Underwriting Manager