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Accident & Health appetite

Published

18 May 2025

Read time

2 minutes

Welcome to our new ‘did you know at DUAL’ series, where we spotlight key solutions to help you better support your clients. 

You may already be familiar with some of the Accident & Health products available on WebRater, but did you know our specialty Accident & Health team underwrites a full suite of tailored solutions beyond the platform?

 

Why work with DUAL?

  • Over 14 years of accident and health expertise, we are a trusted partner to brokers across Australia.
  • Comprehensive product range, tailored solutions for multiple industries.
  • Specialist underwriting and claims support, backed by 24/7
    emergency assistance.

What's in our appetite?

  • Corporate Travel: No limits on business-to-leisure travel ratios.
  • Group Personal Accident: Our specialty lies in major accounts, including enterprise bargaining agreement’s personal accident cover, with competitive rates tailored for industries such as construction, mining & resources, engineering, trades, and manufacturing.
  • Medical Expenses: Extensive coverage for both inpats and expats (groups and individuals), with a flexible approach for blue-collar workers and remote areas in Asia and Africa.
  • Sports Personal Accident: Covering a variety of amateur sports (such as rugby league, rowing, and martial arts) with benefits that include Non-Medicare medical expenses.
  • Journey Personal Accident: Most industries and occupations are within appetite. Experience with union member policies. 
 

Further resources

Meet the team and get in touch, or view our full Accident & Health appetite on our website. 

 

 

Any product information discussed in this blog is subject to the terms and conditions of the policy, eligibility criteria, any additional premium for optional cover, limitations and exclusions.

Copyright © 2025 DUAL Australia Pty Ltd (ABN 16 107 553 257, AFSL 280193). All rights reserved.   

The information contained in this blog is intended for licensed insurance brokers and other authorised intermediaries only. DUAL issues insurances on behalf of Certain Underwriters at Lloyd’s of London and/or Allianz Australia Insurance Limited, acting as their agent. The information is of a general nature and does not take into account the objectives, financial situation or needs of any person.  It is intended for the use of professional intermediaries who are expected to consider whether it is appropriate for their clients. Before recommending or offering any insurance product, intermediaries should read the policy wording, relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) and assess whether the product is suitable for their client’s circumstances. These are available on request or via our website at DUAL Australia.