DUAL provides a range of Personal Accident solutions designed to support individuals and organisations when accidental injuries occur. Our product suite offers reliable cover across a broad range of industries. Within this suite, our Group Personal Accident product is suited to organisations seeking cover for their workforce or members.
Our Personal Accident product suite includes:
- Group Personal Accident
- Journey cover
- Voluntary Workers Personal Accident
- Individual Personal Accident
- Sports Group Personal Accident
Group personal accident
Group Personal Accident is designed for organisations seeking cover for employees or members and supports a range of industries and workforce arrangements.
Key features include:
- Broad appetite across industries such as construction, mining, engineering and trades
- Policies that can be structured to align with Enterprise Bargaining Agreements (EBA) including 100% of salary where required
- Flexible benefit structures depending on the workforce and occupation mix
Industries included within our appetite include:
- Construction
- Mining and exploration
- Engineering
- Trades
- Overseas and domestic Fly In Fly Out (FIFO) workforces
- Manufacturing
- White collar and grey collar occupations
- Enterprise Bargaining Agreements (EBAs) unless specifically outside appetite
- Amateur sporting groups
For further information, download our Accident & Health product guide.
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Karen Ware
National Accident & Health Manager
Any product information discussed in this blog is subject to the terms and conditions of the policy, eligibility criteria, any additional premium for optional cover, limitations and exclusions.
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The information contained in this blog is intended for licensed insurance brokers and other authorised intermediaries only. DUAL issues insurances on behalf of Certain Underwriters at Lloyd’s of London and/or Allianz Australia Insurance Limited, acting as their agent. The information is of a general nature and does not take into account the objectives, financial situation or needs of any person. It is intended for the use of professional intermediaries who are expected to consider whether it is appropriate for their clients. Before recommending or offering any insurance product, intermediaries should read the policy wording, relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) and assess whether the product is suitable for their client’s circumstances. These are available on request or via our website at DUAL Australia.