Motor and Home FAQs

€1,100 inclusive of IPT and Fee.

€40k for single-vehicle risks, for multi-vehicle risks the main vehicle must exceed €30k in value.

Affluent individuals driving vehicles valued over €40k including Company Directors moving from fleet policies, expats returning to Ireland, new residents and clients looking to insure multi-vehicle policies, and classic car collections.

We will not consider a driver under 25 on a stand-alone basis however we will consider same if there is supporting family business or the risk is part of a multi-vehicle motor policy.  The young driver must be claims free and the vehicle which he/she will be driving must not be classified or considered as a high specification vehicle.

The principle driver must be over 30.

Yes. We can insure vehicles in company names once they satisfy a number of requirements:

• The main driver must be the sole director/beneficiary of the company
• The vehicle is driven by the director and spouse/family members only
• The vehicle is parked at the directors house at night
• Named driver cover only, and no cover for any employees
• The vehicle is for private use and is not a commercial vehicle e.g. a van

Full ROI, UK and European breakdown cover.

No - our policies are rated on driving experience and are not based on bonus earned.

Aviva Insurance Ireland.

We do not penalise for non-fault losses (A non-fault claim is made when the insured is not to blame for an accident and we can recover the total cost of the claim from the person whose fault it was), one of the rating benefits of the policy. However, for a loss which is the fault of the insured the renewal premium may be impacted. Policyholders will only be penalised for fault claims.

Complete our editable PDF quotation form and submit by email to our underwriting team at [email protected]

€1,100 inclusive of IPT and Fee.

€400k buildings and €100k contents.

Affluent individuals paying over €1,100 for their household insurance, not due to claims or adverse reasons.

Yes. Once we insure a client’s main residence, we can also insure rental properties and holiday homes. We will insure a maximum of 5 rental properties on a multi-property risk. 

Yes. If a property is over 150 years old, it must have been rewired and replumbed within the past 35 years, and reroofed within the past 50 years.

Yes. Contents and valuables are insured on an All Risks worldwide basis.

Aqua – Jewellery €10,000 / Other valuables €25,000.

Private Client – Jewellery €25,000 / Other valuables €50,000.

We survey properties where the Total Sums Insured (TSI) exceeds €3m plus. 

We would not consider unoccupied properties on a stand-alone basis, and can only provide cover for newly purchased unoccupied properties that will be occupied within 45 days. Cover may be restricted until the property becomes fully occupied.

No. We have no appetite for short-terms lets or Airbnb.

There is no inner limit.

Yes, under the Valuable section the following items can be specified – Collectibles, Precious metals, Stamps, Coins, Medals, Guns and Furs. All other items, such as sports equipment, laptops and mobile phones can be insured under contents, cover is All Risks Worldwide.

Complete our editable PDF quotation form and submit by email to our underwriting team at [email protected]