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Professional Indemnity insurance
Liability protection for professionals
Professional indemnity insurance protects your clients against claims arising from alleged negligence or professional errors. Should a claim be brought against them, it provides reassurance that legal defence costs, as well as any awarded damages, can be covered - helping to safeguard both their business and reputation.
Our Dublin-based Professional Indemnity (PI) team supports brokers in placing flexible, A-rated professional indemnity insurance for a broad range of professions. We work closely with you to deliver tailored solutions that meet the specific needs of your PI clients, helping protect them against claims of negligence, errors, and omissions.
Who we cover
- Design & Construct (contractors)
- Excess of Loss (excess layers)
- Accountants
- Health and Safety Consultants
- Marketing and Managements Consultants
- Estate Agents (with and without lending valuations)
- Loss Adjustors and Assessors
- Quantity Surveyors
- Mechanical/Electrical/Heating/Ventilation/Air Conditioning Engineers
- An additional 400+ specified Miscellaneous Professions from Actuaries to Zoology Consultants
Key benefits
Every risk is individually assessed and underwritten by our experienced, in-house team. Taking a consultative and considered approach, we design bespoke cover that aligns with your client’s unique risk profile - giving you confidence in both the strength of cover and the competitiveness of our terms.
With a strong focus on service, responsiveness, and underwriting expertise, we aim to make placing professional indemnity business straightforward while delivering real value for you and your clients.
- A-rated capacity
- Customisable cover
- A trusted partner in a claim
- Primary and excess layer coverage
- Governing body accredited
Why choose DUAL Ireland?
Experienced team
With extensive experience in products and markets, we are well-equipped to support your business through any challenge.Tailored coverage
We offer customizable coverage options designed to meet the unique needs of your business, ensuring comprehensive protection.Connected
With a strong local presence, we're always ready to assist you in time of crisis.Reliable
Our collaborative approach is fast, trustworthy, and focused on delivering practical, solution-oriented outcomes.
Underwriters you can talk to
Head of PI UnderwritingTim Barniville joined Howden in 2021 before moving to DUAL in 2024 and leads the Professional Indemnity team. As Head of Professional Indemnity, Tim is responsible for all underwriting aspects of the PI book, bringing strategic oversight and deep technical expertise to the role.
With 34 years of industry experience, Tim has spent the past 23 years specialising in professional indemnity underwriting. His background includes extensive experience in assessing complex risks and developing tailored insurance solutions for a wide range of professional clients.
Tim holds a BSc in Surveying, a Diploma in Environmental Economics, and is a Certified Insurance Practitioner (CIP). His academic and professional qualifications support his analytical approach and commitment to excellence in underwriting.
Outside of work, Tim enjoys kayaking, hiking, and cycling—activities that reflect his energetic and adventurous spirit.
UnderwriterRachel Arthur joined Howden in November 2023, transitioning to DUAL in October 2024. In her role, Rachel works on the Professional Indemnity team and is responsible for issuing renewal quotes, generating policy documents, and handling broker queries with efficiency and attention to detail.
She holds a B.Sc in Pharmaceuticals, is CIP qualified, and has earned a Certificate in Climate Risk from the Insurance Institute of Ireland—demonstrating her commitment to continuous learning and adapting to emerging industry trends.
Rachel began her insurance career in 2019 at Quote Devil, focusing on private car insurance new business and renewals. She then moved to Willis Towers Watson, where she spent nearly two years underwriting private motor and light commercial vehicle policies. Following that, she worked at ARAG Legal Protection Ltd. for two years, underwriting legal protection policies for both private and commercial clients. Her diverse experience across underwriting and broker engagement has equipped her with a strong foundation in client service and technical expertise.
Outside of work, Rachel enjoys running—having just completed her first marathon—and walking her two dogs. Her active lifestyle reflects the same energy and dedication she brings to her professional role.
Working with brokers and agents all over Ireland
At DUAL, we have no annual target that our brokers have to hit.
This means we are happy to do business with brokers of all sizes – and we provide the same excellent service level to everyone.
Claims management professionals
We understand that claims can have an impact on your client’s business which is why if your client needs to make a claim, rest assured that we can provide the advice and support from a dedicated and experienced claims team. We are here to help support you through the process and aim to ensure that your client gets back in the position they were in before the loss, as smoothly and quickly as possible.
A-rated capacity
We aim to provide market-leading coverage, backed by Aspen 5383 Lloyd’s Brussels.
Lloyds Insurance Company S. A. is a limited liability company registered in Belgium and is an insurance company subject to the supervision of the National Bank of Belgium. Lloyd’s Brussels enjoys an A+ rating from Standard & Poor’s, A rating from A.M. Best and A- from Fitch.