DUAL Group
Austria
Finland
France
Germany
Ireland
Italy
Netherlands
Spain
Sweden
Switzerland
United Kingdom
Europe
Australia
Hong Kong
New Zealand
Singapore
USA
Key benefits
DUAL’s solutions can include both title to real estate and title to shares. We can design solutions as a standalone product, or to interact with a W&I policy.
Up to 100% of the enterprise or gross development value can be covered, subject to capacity limits
Policies cover actual losses incurred by the insured and the costs of defending claims. This includes, for example, legal costs, demolition, alteration or reinstatement costs, wasted development costs and identified finance costs, all arising because of an insured event.
Active coverage throughout the ownership term and beyond
All our policies provide cover throughout the insured’s ownership of the real estate and/or the shares. Coverage can be extended to cover future purchases, banks as first loss payees and group companies.
Protection against unknown or specific risks
Title and share insurance provides cover for a wide range of issues that may impact the asset’s value. Policies can be designed to cover a variety of specific and unknown risks.
Coverage options
Title risks identified during the due diligence of a commercial property transaction.
Title solutions for both known and unknown risks associated with property title use and ownership. This protects the insured and their lender from loss and allows the transaction to continue quickly whilst providing peace of mind.
Title insurance insuring the full value of the target and target group and/or Real Estate, allowing sellers the option to limit warranties or cap their liability.
Top-up CoT Cover ensures that the full value of a real estate asset is covered with the excess being the solicitors’ PI limit. It complements the key elements of title certification given in a CoT for a highly competitive premium as an alternative to increasing a solicitors’ PI limit.
Title risks identified during the due diligence of a residential property transaction.
Title to shares and title to real estate policies to help ensure mergers and acquisitions complete smoothly, with a clean exit and providing comfort for investors and security for lenders.
Bespoke solutions tailored to suit the developer, allowing them to proceed and rely on the policy for any Right of Light assertions, damages and legal costs.
Tell us about your risk challenges, we’re happy to give you an indication of likely costs.
Risk appetite
DUAL can write up to €320m for any single transaction.
•€320 million (approx.) for any single transaction for a title to real estate and share policy
•€320 million (approx.) for any single title to real estate policy
•€140 million (approx.) for any single title to share policy
Subject to underwriting, we are able to accommodate higher overall limits for deals involving portfolios, which are subject to specified sub-limits.
We work with clients involved in a range of transactions and reorganisations
Current insureds include:
- Developers
- Funds
- Investors
- Lenders
- Owners
Examples of industries where we are particularly active:
- Renewable energy projects
- Office, retail, and mixed use projects
- Logistics
- Distressed assets
- Battery storage
- M&A
Policy limits
€320m
for any single transaction
Higher limits
are available for portfolio deals
Why choose DUAL?
A-rated capacity
All DUAL binders are backed by trusted capacity providers with solid underlying financials.
Flexible, bespoke solutions
We are happy to take on complex scenarios and difficult challenges - our underwriters are able to tailor policy terms and conditions in line with client needs.
Streamlined underwriting process
Time against you? Our streamlined processes are designed to help you meet deadlines.
Local expertise on the ground
With title experts covering the 30 EEA jurisdictions, we have the local knowledge needed for a smooth transaction process.
Up-to-date policy wordings
Legislation around investment and ownership is aways evolving. We work hard to ensure our underwriting and policy coverage remains up-to-date and relevant amid legal changes.
Deep legal indemnity expertise
Highly skilled, widely experienced - and keen to help you solve problems.
Underwriting requirements
To underwrite the risks in a timely and effective way, we will usually need an up to date legal, technical and financial due diligence. Please get in touch to find out specific requirements for your proposal.
Our underwriting process is designed to be as simple as possible – even when due diligence reports are limited. Taking a collaborative approach, we will consider each risk on its own terms and work with you to find a solution.
We're here to help
Get in touch with our title insurance team today:
