We've grown into one of the world’s biggest MGAs by empowering our people
Our success as a business has been driven by our people. By giving everyone greater scope to make decisions in their roles, they feel more empowered – creating a productive and thriving workplace.
It also delivers outstanding results. Winning awards in every region, our people, their expertise and their ability to make decisions are the reasons why brokers and our insurer partners continue to put their trust in DUAL.
Our growth in is driven by our entrepreneurial local teams. No matter where you are, across all our products offered across the region, you can be sure we bring the same single-minded focus on underwriting excellence. Our global operations give us the scale to invest in technology and data, designed to give us and our partners greater insight into underwriting trends.
Our story
Back in 1998, our founders had a dream – to set up a different kind of underwriting business. One built with talented, creative underwriters who have greater authority to follow their commercial instincts.
This dream is still the driving force behind the business.
DUAL started out of a single office in Madrid writing only financial lines.
A little over two decades later, we operate in five continents, from locations across Europe, North and Latin America, the Middle East, Australia, and New Zealand.
Today, DUAL is one of the world’s largest MGAs, with more than 1,800 people in 21 countries, providing solutions across 70 product lines.

Our vision to be the world's best underwriting business
Be imaginative
Do something better
People first
Data and technology
Local experts, global expertise

Our team
Your DUAL underwriting team is one of the most experienced teams in the Nordics market.