DUAL Group
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Financial Lines
Tailored financial risk solutions for all sectors in the Nordic market
DUAL offers tailor-made solutions for Financial Lines coverage. These are specifically designed to meet the unique needs of financial institutions and commercial clients across the Nordics.. We provide standalone Directors and Officers (D&O), Professional Indemnity (PI), and Crime cover, as well as full multi-line programmes. Our team gives you direct access to experienced underwriters, clear policy wordings, and AA-rated capacity.
Built for financial risk
From D&O and PI to Crime and Public Offering of Securities Insurance (POSI), we offer targeted, sector-specific cover that reflects your client’s regulatory and operational landscape.
Clarity when it counts
Our wordings are built for transparency, with clear definitions and aligned to current Nordic and EU regulations - so there are no surprises in the event of a claim.
Tailored to your clients
Every client faces different risks. We collaborate with you to build coverage that aligns with your clients’ unique challenges - tailored for precision, never based on assumptions.
Primary or excess
Flexible placement options to slot into existing programmes or lead with confidence. Our expertise spans the full insurance tower, from primary placements to complex excess layers.
In-house claims support
When something goes wrong, your clients get fast, informed decisions from experienced local claims teams. No hand-offs, no delays.
What’s covered?
Directors & Officers (D&O)
Legal defence and damages for management facing regulatory or shareholder claims
Professional Indemnity / E&O
Mandatory for some business types, essential for many. Covers allegations of negligence or error
Employment Practices Liability
Covers discrimination, harassment, unfair dismissal and more
Pension Trustee Liability
Covers trustees, the fund, and employer for breaches of trust or duty
Public Offering of Securities Insurance (POSI)
Protects directors and key individuals from prospectus-related liabilities during offerings
Commercial Crime
Covers losses from fraud, social engineering, employee dishonesty and cyber-enabled crime
Bankers Blanket Bond
For banks and financial institutions. Covers crime, fraud, and computer-related los
Risk appetite
Commercial and corporate segments
Larger companies on excess layers
Asset managers, funds, hedge funds, wealth managers
Regulated banks, lenders, and insurance firms
Venture capital and private equity
Select cryptocurrency exposures
Why choose DUAL?
Underwriters who get financial risk
You’ll deal directly with experts who know the realities of financial services - locally and globally. We understand how risk moves and how to build protection that works in practice.
Nordic focus. Global strength.
We’re based in the Nordics and backed by stable, AA-rated global capacity. That means quick decisions, reliable limits, and market-aligned thinking.
Tailored solutions
We help protect asset managers, empower fintechs, support listed companies, and defend commercial D&O with tailor-made cover. From D&O and PI to Crime and POSI, our solutions reflect your client’s real exposures - not off-the-shelf templates.
Fast, no-fuss service
Flat hierarchies mean faster responses. We get you what you need to place the risk - same day, where possible.
Proven experience
Over 25 years in financial lines underwriting. Strong claims expertise. Deep sector insight. We’ve seen it all-and we’re ready for what’s next.
Underwriting requirements
To be considered for cover and access to our products, we’ll need:
- Organisational and operational details
- Legal and claims history
Lead underwriters
Get in touch with our Financial Lines team today. We’ll help you tailor coverage that works for your client - whether it’s a quick D&O placement or a complex, multi-line programme.
