DUAL Group
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Tailor-made solutions for businesses in the Nordics
DUAL offers combined business insurance that brings together several key types of cover in a single package. The solution is specially tailored for small and medium-sized businesses in the Nordic region, with a focus on clarity, flexibility, and efficient claims handling.
Key benefits
Package solution
A combined business insurance with several key types of cover in one package, but we base the insurance solution on each company's unique risk profile and needs.
Clear process from quote to claim
We work with structured processes and clear communication at every step – from risk assessment and quotation to signing and any claims handling. This provides security for both brokers and customers, and reduces the risk of misunderstandings.
Fast and smooth claims handling
We collaborate with Sedgwick, a global player in claims settlement with a local presence in Sweden. Sedgwick has extensive experience in handling both simple and complex claims relating to property, liability, and personal injury. Their digital tools and team of experts ensure efficient, transparent, and professional claims handling – from notification to closure.
What's covered?
Property Insurance
Business interruption Insurance
Rental loss insurance
Liability Insurance
Legal expenses insurance
Assault Insurance
Crisis insurance
Supplementary insurance
- In addition to this, there are a number of different supplementary insurances, such as Business travel Insurance, Cyber Insurance, Directors & Officers Liability and Crime Insurance.
- These are added to the customer's package solution based on the customer's business and needs.
Risk Appetite
- We mainly target small and medium-sized companies with a turnover of up to SEK 500 million.
- In some cases, we can also offer solutions for companies with a turnover of up to SEK 1 billion.
Why choose DUAL?
Direct contact with experienced Underwriters
At DUAL, you work directly with underwriters who have extensive experience in corporate insurance and a good understanding of the Nordic market. This ensures efficient and high-quality management throughout the entire process.
Nordic presence with global capacity
We are locally based in the Nordic region and have access to AA-rated global capacity via Accelerant. This provides financial stability, quick decisions, and solutions tailored to local regulations and business conditions.
Efficient and accessible service
Our organization is flat and decision-making processes are short. This means that you can quickly get in touch with the right person—often directly with the decision-maker—and can count on quick and clear answers.
Flexible solutions with a focus on individual risk
We look at each company's unique risk profile and work in a solution-oriented way to offer protection that is relevant, accurate, and tailored to the needs of the business.
Underwriting requirements
To be considered for cover and access to our products, we’ll need:
- A clear description of the company's operations and organizational structure
- The desired insurance amount and scope of protection
- Information about previous claims and legal history
Lead Underwriter
Contact our team for Commercial Combined today for a conversation about how we can tailor coverage for your clients.
