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M&A Insurance
Tailor-Made Insurance Solutions for M&A Transactions
Customized Solutions for Transactions
Most companies and private equity investors expect the number of M&A transactions to increase in the coming years. At the same time, the requirements for comprehensive risk assessment and careful integration planning are becoming more demanding.
Against this backdrop, issues such as regulatory compliance, strategic value creation opportunities, and cyber risks in particular are gaining increasing importance. Traditional due diligence processes, which primarily focus on financial metrics, are often no longer sufficient to comprehensively identify and assess potential risks.
As a result, proactive risk management that enables the early identification of risks and the implementation of targeted mitigation measures has become a critical success factor for ensuring a successful transaction.
This is exactly where our M&A team comes in.
Professional Risk Management
From transaction preparation to the long-term protection of business success.
Expertise
Many years of experience, deep expertise, and personalized support from a single source.
Your Contact Person
Tailored Solutions for Individual Transaction Risks
No two transactions are alike – and neither are the risks associated with them. That is why we provide specialized insurance solutions tailored to the diverse risk profiles encountered throughout the M&A process.
Whether it is protecting against warranty and indemnity claims, addressing tax-related uncertainties, or covering clearly defined specific risks, our tailored solutions provide security for buyers, sellers, and investors alike. By helping to mitigate risks, we not only enhance transaction certainty but also support more efficient deal structuring, facilitate negotiations, and contribute to successful transaction outcomes.
Warranty & Indemnity Insurance – Confidence for Successful Transactions
The Warranty & Indemnity (W&I) Insurance has become a well-established solution for safeguarding M&A transactions. It protects buyers and sellers against financial risks arising from the representations, warranties, and indemnity provisions contained in the purchase agreement.
While contractual warranties provide buyers with an important basis for assessing transaction risks, they can expose sellers to significant liability. W&I insurance creates a balanced solution for both parties: it protects buyers against financial losses resulting from breaches of warranties while enabling sellers to reduce their post-closing liability exposure.
As a result, negotiations can be streamlined, transaction certainty enhanced, and potential areas of conflict between the parties minimized.
W&I insurance also provides valuable protection beyond the completion of the transaction. It safeguards against the financial consequences of previously unknown issues and helps manage long-term risks effectively. In doing so, it supports a smooth transaction process and lays the foundation for a successful future.
Your Benefits
1
Strengthens buyers’ position in competitive bidding processes while providing greater flexibility for both buyers and sellers in structuring the transaction.
2
Supports the optimization of M&A transactions by reducing liability risks, accelerating negotiation and closing processes, and increasing transaction certainty.
3
Protection against key transaction risks and greater security for all parties involved – extending well beyond the closing of the deal.
4
Early identification of potential transaction obstacles, enabling targeted and effective solutions.
Tax Liability Insurance – Protection Against Tax Risks
Tax matters are among the most complex challenges in M&A transactions. Differing interpretations of tax regulations, regulatory uncertainties, and the assessment of specific circumstances can create significant financial risks for both buyers and sellers.
Tax Liability Insurance provides targeted protection against the financial consequences that may arise if tax authorities subsequently challenge the tax treatment of a particular matter, resulting in additional tax assessments, interest charges, or other related liabilities.
Particularly in situations involving identified tax uncertainties, the insurance offers greater clarity and planning certainty. It enables transaction parties to transfer specific tax risks, simplify negotiations, and remove potential obstacles to the successful completion of a transaction.
Your Benefits
1
Protection against unexpected tax assessments or changes in tax legislation.
2
Coverage for both unknown and identified tax risks.
3
Clear allocation of risks and reduced liability exposure for both parties.
4
Enhanced planning certainty for tax-complex transactions.
Specific Risk Insurance – Targeted Protection for Known Specific Risks
Not every transaction risk can be covered by a traditional Warranty & Indemnity (W&I) insurance policy. In particular, clearly identified risks with the potential for significant financial impact often require specialized solutions. This is precisely where Specific Risk Insurance comes into play.
It provides targeted insurance protection for known risks that have already been identified prior to signing or closing the transaction—typically during the due diligence process—but whose financial consequences remain uncertain at the time the transaction is completed. These risks may include tax issues, regulatory exposures, pending or potential litigation, as well as environmental and compliance-related matters.
Unlike general warranty and indemnity risks, these are specific and clearly defined issues that can have a significant impact on the outcome of a transaction. Without appropriate protection, such risks can lead to prolonged negotiations, purchase price reductions, or even cause a transaction to fail altogether.
Specific Risk Insurance provides certainty and confidence for all parties involved. It enables identified risks to be transferred effectively, facilitates negotiations, and helps preserve the economic value of the transaction. As a result, even complex transactions can be executed more efficiently and brought to a successful conclusion.
Your Benefits
1
Tailored protection for clearly defined and financially significant specific risks.
2
Protection against specific risks that fall outside the scope of traditional W&I insurance coverage.
3
Supports the successful execution of transactions that might otherwise be delayed or jeopardized due to identified risks.
4
Helps avoid purchase price reductions and preserve the economic value of the transaction.
Why DUAL Swiss?
Experience That Guides Transactions Safely
Our M&A underwriters combine deep technical expertise with many years of experience in supporting corporate acquisitions and divestitures. Drawing on extensive industry knowledge, they assist clients across a wide range of sectors, including industrial and manufacturing businesses, renewable energy and CleanTech companies, as well as financial services providers. With our pan-European presence, you benefit from a closely connected network of specialists offering interdisciplinary expertise and seamless collaboration across markets. This enables us to develop tailored insurance solutions that address the specific requirements of each transaction—whether domestic or cross-border.International Reach. Local Expertise.
Our international team of specialists combines global experience with an in-depth understanding of local markets. We not only take country-specific requirements into account but also provide insurance documentation and policy wording in the respective local languages. This ensures that legal, regulatory, and cultural considerations are appropriately addressed, creating the foundation for a smooth and efficient transaction process. Whether you are pursuing a domestic or cross-border transaction, we support you with tailored solutions and a Europe-wide network of interconnected experts.Experience You Can Rely On
Our dedicated M&A Claims Team brings many years of experience in handling complex transaction-related risks and a deep understanding of the unique characteristics of W&I and transaction insurance solutions. In the event of a claim, you can rely on seasoned professionals who assess and manage claims efficiently, transparently, and with a solution-oriented approach. Through streamlined processes and close collaboration with all parties involved, we ensure swift and effective claims handling—allowing you to focus on the successful execution of your transaction and the creation of long-term value.