Metal Workers insurance

Policies that reflect how the sector has evolved
With a wealth of experience in dealing with metal-working and allied trades, we recognise the challenges faced within the metal workers sector. This has allowed us to develop Metal Workers, a specialist policy encompassing both Property & Casualty without compromising on cover and value.
The product itself looks to have an excellent wording, which is so important with this trade
Key features
- Exclusive wording only available from DUAL
- Direct claims reporting with our capacity providers
- Specialist knowledge of the industry
- Ability to write in conjunction with our separate aviation products liability offering
- Property section including full theft cover, stock at subcontractors, exhibition cover, automatic cover for moulds, dies and tools as well as non-manufacturing machinery breakdown cover
- A wide selection of BI extensions including AICOW, book debts, customer and supplier extensions, essential employee cover and loss of attraction
- Occupational accident and computer breakdown
- Legal expenses including contract disputes and a 24-hour advice line
- Optional extensions including financial loss, full fidelity/theft by employee and 24-hour personal accident.
Our risk appetite
Premises-based engineers with work away up to 50% of the manual wage roll. Our target trades include although are not limited to:
Precision engineers
Steel stockholders
Steel fabricators
Press workers
Toolmakers
Manufacturers of metal products
Sheet metal workers
Metal polishers
Metal coaters
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