Unoccupied Property Owners insurance

Our risk appetiteResourcesContact
Unoccupied property owners

Are you aware that you might not need to settle for FLEA only cover for your client’s vacant property?

Our team is highly experienced in underwriting unoccupied property risks and therefore we appreciate the specialist requirements for such properties and how difficult they can be to place within the market. Our tailored product offers a flexible underwriting approach as well as competitive premiums.

The service received was excellent, it helped us to secure a new client
Liam Godfree, Stephensons Risk Management Ltd

Key Features

Wider perils on a majority of risks

Specialist knowledge of the industry

Options to cover on a short-term basis

As well as annual offerings

Loss of advanced rent cover for pre-agree rental contracts

Subject to the type of property

Ability to write up to GBP 7.5M rebuild

Property owners liability up to GBP 5M

Our risk appetite

  • Houses, flats, apartments, bungalows and other residential properties

  • Factories and warehouses

  • Public houses (subject to criteria)

  • Offices

  • Shops

  • Other commercial properties

  • Properties undergoing works (subject to criteria)

  • Properties undergoing works (subject to criteria)

We are unable to consider

  • Places of worship

  • Schools & educational establishments

  • Nightclubs

  • Thatched properties

  • Properties which are to be demolished

  • Grade 1 listed properties

Resources

Unoccupied Property Owners submission formPDF/170.7 KB
Unoccupied Property Owners appetite sheetPDF/1.59 MB
Unoccupied Property Owners fair value assessmentPDF/171.88 KB

Our team are here to help

Photo of Linda Bichener

Linda Bichener

Underwriting Manager
+44 (0)7860 954 818
Photo of Leah Miller

Leah Miller

Senior Underwriter
+44 (0)7706 313 759

Speak to a specialist today

If you are a broker or other intermediary, please use this form for all general enquiries or call us on +44 (0)20 7337 9888. If you are a customer, please direct your query to your broker in the first instance.

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https://www.dual-administration.co.uk

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