Commercial insurance

Expert commercial underwriting

DUAL are confident we can provide market-leading insurance solutions for the commercial sector. With a wealth of experience in our market segments, we offer composite products with meaningful extensions that can be precisely tailored to your client’s needs. Our underwriters are empowered to use their specialist skills to help to find you solutions, often in real time.

Committed to quality service

Our streamlined underwriting process allows us to move quickly, helping you to achieve coverage within your client’s deadline. Working closely with a dedicated underwriter, you will be supported throughout the policy cycle.

Our products

Comprehensive, competitive cover for clients working in the printing industry.

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Features and benefits

Exclusive wording only available from DUAL
Direct claims reporting
Libel & slander, financial loss, operator error, copyright/conﬁdentiality and bookbinders cover
A wide selection of BI extensions including AICOW, book debts, customer/suppliers extension, essential employee and loss of attraction
Occupational accident, legal expenses including contract disputes and 24-hour advice helpline
Computer breakdown including reinstatement of data and increased cost of working
Optional Extensions including fidelity/theft by employee, 24 hour personal accident and increased limits on standard covers.

Broad, flexible coverage for unoccupied property risks, with contract certain terms.

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Features and benefits

Exclusive wording only available from DUAL
Wide perils on a majority of risks
Specialist knowledge of the industry
Options to cover on a short-term basis as well as annual offerings
Loss of advanced rent cover for pre-agree rental contracts subject to the type of property
Ability to write up to GBP 7.5M rebuild
Property owners liability up to GBP 5M.

Comprehensive, flexible protection for land owners against personal injury and property damage claims. The policy can cover multiple locations up to 100 acres, with the ability to accommodate larger areas if required.

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Features and benefits

Ability to write multiple locations
Option for 2M, £5M or £10M public liability cover
Can write up to 100 acres but have the ability to accommodate larger if required
Legal expenses cover including contract disputes
Ability to write as stand alone or in conjunction with other DUAL products such as unoccupied properties, contractors or property owners.

Tailored, standalone legal liability cover for clients operating within airports. We offer flexible limits of liability well beyond what is normally required for working at major airports, as well as contract certain terms.

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Features and benefits

Airside liability wording
A-rated security
Specialist knowledge of the industry in partnership with a well-established aviation insurer
Fast quote turnaround
Contract certain terms ready to send to your clients
Standalone product, no requirement to additionally insure the balance of casualty covers
Flexible limits of liability including higher limits normally required for working at major airports
Personal injury extension
Corporate defence costs.

Standalone product liability cover for manufacturing firms supplying the aerospace and aviation industries. We offer high limits of indemnity and contract certain terms.

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Features and benefits

Aviation liability wording
A-rated security
Specialist knowledge of the industry in partnership with a well-established aviation insurer
Fast turnaround
Contract certain terms ready to send to your clients
Full products liability cover
Standalone product, no requirement to additionally insure the commercial combined covers - however we would be happy to quote for this part too
Working parties liability cover available, providing cover for the public liability risk associated with ‘airside’ work
Grounding liability included as standard (covering financial compensation and investigation costs for airline operators following an occurrence due to the product manufactured)
High limits of indemnity available
Working parties liability can be extended to cover ‘personal injury’, covering any damages awarded to a third party following the action of the policyholder or their employee whilst working airside or on an aircraft.