Bloodstock & Equine insurance

Bloodstock products for the breeding, racing and sport horse sectors
At DUAL, our strength lies not just in the wealth of experience we bring to you and your clients. It also lies in our individual and team passion for this highly specialist class of business.
Global and local
From our base in London, we deliver excellent expertise in all the major equine markets. Over the years we’ve built a strong global network including access to some of the best specialists in equine veterinary medicine
We pride ourselves in working with our network of agents around the world to build long-lasting, sustainable relationships. We are committed to tailoring our services to the specific needs of your clients. Embedded throughout is our commitment to providing the best possible service and ensuring we’re accessible when our brokers need us.
Uses covered
Breeding stallions and mares
Infertility
In utero foal
Rearing
Yearlings and pre-training
Racehorses – flat and national hunt codes
Fall of hammer (FOH)
Horses in transit
High performance sport horses
Our coverages
Bloodstock
- Mortality and theft
- Stallion infertility
- Stallion availability
- Transit risks
- Stallion loss of income
- Unborn foal insurance
- Emergency life saving surgery
- Guaranteed renewal
Sport Horse
- Veterinary fees
- Mortality and theft
- Loss of use
Download our appetite sheet or get in touch with the team
Why choose DUAL
Claims
An efficient and fair claims service is the basic expectation of any client or broker seeking an insurance solution. That’s why DUAL is designed with an excellent claims service as a fundamental pillar. We deliver this through a number of underlying foundations.
Expertise
DUAL is made up of experienced insurance professionals with an in-depth understanding of the industry. Everyone in the team takes pride in the work delivered and are determined to ensure that DUAL is the aspirational model for claim services.
Product knowledge
As well as being experts on the cover provided, we work closely with underwriters on product design. This is to ensure that we can deliver the service promises made under our policies. Our coverage reflects the risks faced by customers in a constantly changing environment.
Specialist service providers
We may use external service providers such as a Third-Party Administrator (TPA), adjusters, or lawyers. We always vet their experience and monitor their performance using objective and transparent metrics and subjective quality assessments.
About the team
At DUAL we have experts in underwriting, claims and data management all experienced in Bloodstock underwriting. Our team philosophy is to balance the technical and practical; using technology as a foundation for a smarter way of working

Looking for Ashby Underwriting?
Ashby Underwriting are part of DUAL. If you're looking to get in touch with the team, please visit their site.









