DUAL Group
Austria
Finland
France
Germany
Ireland
Italy
Netherlands
Spain
Sweden
Switzerland
United Kingdom
Europe
Australia
Hong Kong
New Zealand
Singapore
USA
Right of Light insurance
Moving real estate development projects forward with certainty
Right of light is a critical factor in property development. If overlooked, it can delay construction, reduce asset values, or even stop projects altogether.
DUAL’s Right of Light insurance helps developers, funders and investors proceed with confidence, capping potential exposure and providing reassurance to all stakeholders.
Key benefits
Keep projects on track
Insurance helps you cap financial risk and prevent costly disputes, allowing construction to proceed without unnecessary delays.
Reassure funders and investors
Backed by A-rated capacity, our cover satisfies lender requirements and strengthens your client’s ability to secure financing.
Support tailored to development or funding needs
Our policies can incorporate specific covers, such as delay costs or loss of rent, giving brokers a clear solution for complex client challenges.
Flexible strategies
We work with developers and their advisers to customise our policies to support preferred negotiation strategies with neighbours, allowing developers to de-risk a project for successors with insurance in the background.
What’s covered
We provide insurance that responds to a wide range of potential exposures linked to right of light claims. Typical protections include:
Market value loss
Covers the reduction in property value resulting from a successful claim.
Legal defence costs
Protects against the expenses of defending right of light claims from neighbours.
Abortive costs
Indemnity for professional fees, contractual penalties, or other project costs if development work has to be abandoned.
Demolition and reinstatement
Covers the cost of removing or altering completed works if required by legal judgment.
Consequential losses
Optional extensions can protect against site delays or costs as a result of a legal judgment such as loss of rent.
Who can we help?
Right of Light insurance is designed for:
- Developers seeking certainty at acquisition or planning stage
- Funders and investors requiring protection against exposure
- Purchasers or tenants requiring protection against exposure
Why choose DUAL
Broker partnerships that deliver
Experienced underwriters, clear answers
A trusted global platform
Get in touch with the team
Meet our claims team
For claims, please contact us at [email protected] or call +44 (0) 20 3318 8391.
