Construction insurance

Expert Construction underwriting

DUAL are confident they can provide market-leading insurance solutions for construction clients. With over 10 years’ experience, we offer composite products with meaningful extensions that can be precisely tailored to your client’s needs. Our underwriters are empowered to use their specialist skills to find you solutions.

Committed to quality service

Our streamlined underwriting process allows us to move quickly, helping you to achieve coverage within your client’s deadline. Working closely with a dedicated underwriter, you will be supported throughout the policy cycle.

Thank you for your quick turnaround! This is why DUAL Construction are number 1!

Our products

Comprehensive, flexible cover for contracting construction clients.

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Features and benefits

Non-adjustable policy - no end of year declaration adjustments
Legal expenses cover automatically included with the option to add contract & debt recovery cover
Online employment and health & safety service automatically included
The ‘DUAL DNA+’ innovative theft deterrent included
50% theft excess reduction following registered application of your DNA+ kit
Exclusive quotes, with each risk assessed on its own merits
A+ rated security
Minimum premiums start from £750 +IPT
Access to experienced underwriters offering a fast and flexible service
Option to include property damage including stock and contents of contractors premises
Professional indemnity extension included (risk dependent)
Financial loss extension included (risk dependent)
Defective workmanship extension included (risk dependent).

Combined liability coverage, tailored to your client's needs.

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Features and benefits

Non-adjustable policy - no end of year declaration adjustments
Legal expenses cover automatically included with the option to add contract & debt recovery cover
Online employment and health & safety service automatically included
Exclusive quotes, with each risk assessed on its own merits
A+ rated security
Minimum premiums start from £750 +IPT
Access to experienced underwriters offering a fast and flexible service
Option to include property damage including stock and contents of contractors premises
Financial loss extension included (risk dependent)
Defective workmanship extension included (risk dependent)
Professional indemnity extension included (risk dependent).

Contractors all risks is an essential cover for most builders and allied trades. Contract works, own plant, and hired in plant can be written as a combined policy or as a single cover in isolation, giving you complete flexibility over cover and limits.

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Features and benefits

The ‘DUAL DNA+’ innovative theft deterrent included
50% theft excess reduction following registered application of your DNA+ kit
Non-adjustable policy - no end of year declaration adjustments
Exclusive quotes, with each risk assessed on its own merits
Properties awaiting sale covered for 6 months after site completion
A+ rated security
Minimum premium from £750 +IPT
Show homes and their contents automatically covered for 3 months after site completion
Access to experienced underwriters offering a fast and flexible service.

Comprehensive, flexible cover for contracts between £100,000 and £16,000,000. The policy can be issued in the name of the employer, contractor, or as joint names.

All policies come with the 'DUAL DNA+' innovative theft deterrent, free of charge. Once applied and registered, policyholders achieve a 50% theft excess reduction.

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Features and benefits

Option to include existing structures
Option to include advance loss of profits/rent or delayed start up
Northern Ireland risks considered
Option to include public liability
Can be issued in name of the employer, contractor or joint names
Option to include JCT 6.5.1 cover
Exclusive quotes, with each risk assessed on its own merits
Option to include plant cover
A+ rated security
Minimum premiums start from £500 +IPT
The ‘DUAL DNA+’ innovative theft deterrent included
50% theft excess reduction following registered application of your DNA+ kit
Access to experienced underwriters offering a fast and flexible service.

We feel that all property owners should ensure they have adequate cover whilst their premises are undergoing works. We give you a flexible approach with our renovation package for lower limits and a low fixed premium, or renovation prestige where bespoke underwriting may be required.

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Features and benefits

Peace of mind with the works and existing structure insured under one single policy
JCT compliant with option to place in joint names with the contractor
Replaces the client’s buildings insurance for the duration of the works
Access to experienced underwriters offering a fast and flexible service
Backed by A-rated capacity.

High-limit legal indemnity coverage for contracting clients, up to £15m over the primary.

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Features and benefits