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Natural Resources insurance
Specialist insurance for renewable energy construction projects
Supporting the drive towards net zero, our insurance solutions are specifically designed for projects using renewable energy technologies such as hydro, solar, and wind power. Empowering sustainable energy with intelligent risk protection.
It’s very refreshing to be dealing with an underwriter who shares our hunger, enthusiasm & willingness to service their clients so efficiently
Innovative coverage to support ambitious targets
The move towards sustainable energy has led to a boom in construction energy projects.
This will be further boosted by a wave of investment in new installations and re-powering of existing installations, especially where planning permission and ancillary infrastructure already exists.
Government-backed initiatives are in place, and over £40bn of private investment in clean energy in the UK since July 2025 alone.
With renewables expected to meet almost half of global electricity demand by 2030, demand for specialised protection for renewable energy projects is set to surge.
DUAL is ready to serve your clients with cost effective, specialist solutions.
Tailored insurance for green energy projects
Our market-leading coverage is worded to meet the differing needs of the following diverse technologies:
- Solar
- Wind
- Hydro
- Anaerobic digestion
- Biomass
- Short term operating reserve (STOR)
- Battery energy storage systems (BESS)
Written by sector expert underwriters, our wordings provide robust, up-to-date protection for your clients’ project exposures.
What’s covered?
Erection all risks and property damage all risks insurance provide important protection for loss or damage during the installation and construction phase.
Our specialist renewable energy coverage is based on our two core wordings, which can be customised around the client or project.
Erection all risks
Erection all risks insurance covers loss or damage during erection and installation of machinery and equipment.
It’s designed to protect companies, suppliers, and manufacturers, or contractors who carry out the work or are responsible for it during the project’s lifecycle.
Cover includes associated risks of:
- Delay in start-up
- Public liability
Property damage all risks
Property damage all risks insurance covers against damage to insured machinery or equipment, as well as breakdown during project execution, and associated risks of:
- Business interruption
- Public liability
- Employers’ liability
Key benefits
Deep sector and technical underwriting expertise
Dedicated team of specialists with a deep understanding of renewable energy and ancillary technologies.
Specialist wordings
Specifically designed for construction projects related to carbon-free and carbon-neutral technologies.
Competitive premiums, A+ rated security
Premiums starting from £2,500 + IPT, and coverage backed by trusted capacity providers with solid underlying financials.
Risk appetite
We support a range of energy transition projects using diverse carbon-free and carbon-neutral technologies.
We’re looking to write risks for energy transition projects using:
- Proven technology
- A list of approved manufacturers and models based on past performance from original equipment manufacturers (OEM)
- Operator experience in line with OEM guidance, with sufficient preventative maintenance programmes and condition monitoring in place (and power generation their primary function)
For more complex risks, our in-house risk surveyors and technical underwriters are well placed to advise.
Download our full risk appetite
Why choose DUAL?
Strength in local teams
Your strategic partner across key DUAL UK locations, with underwriters aligned to specific brokerages to build meaningful partnerships.
Responsive expert service
You’ll deal directly with highly-skilled underwriters who make the decisions. This means you get timely, consistent answers from experts who understand what you’re talking about.
Flexible solutions
We welcome complex scenarios and difficult challenges, able to tailor policy terms and conditions in line with the needs of the client and their project.
Tailored package solutions
We can combine multiple coverage types into a single policy, for easy-to-manage, broad protection across your client’s business operations.
Underwriting requirements
We’re mainly looking to work with brokers that have dedicated Natural Resources capabilities or teams.
To ensure efficient underwriting and risk assessment, we’ll usually ask for the following information:
- Project details
- Contract value
- Site security measures
- Risk management protocols
- Claims history
- Policyholder details
Insurance Business UK Brokers on Construction award
We are delighted to have been acclaimed in the 2025 Insurance Business UK Brokers on Construction awards.
