Corporate Property

Here are some of the frequently asked questions we receive from brokers

  • Providing shared and layered capacity through a combination of underwriting and operational excellence
  • Delivering the profitability to build a long-term partnership for our clients and brokers
  • Targeting risk managed clients, typically with turnover upwards of £25m
  • Clients domiciled in the UK with selective ability to write placements with European exposure

  • AXA Insurance UK plc, rated AA- by S&P
  • COVEA Insurance plc, also rated AA- by S&P
  • Everest Insurance (Ireland) DAC, rated A+ by S&P

  • Up to £30M for primary and full value placements

  • Our Excess of Loss capacity is £32.5M

  • We write through most of the spectrum of UK Commercial and Corporate Property
  • Target business typically has a medium hazard risk profile
  • We also write light hazard and will selectively write high hazard trades
  • Typical trades: Beverages, Chemicals, Engineering, Financial Institutions, Food, Further Education, General Retailers, Leisure, Logistics, Media, PFI, Plastics, Printers, Professional services, Commercial Real Estate, Transport (ex rail)
  • Presently, we write to UK territorial limits

  • We usually avoid: Abattoirs, Amusement parks, Animal feed, Defence, Education (Primary & Secondary), Energy, Fuel depots, Power, Rail, Recycling, Tobacco, Utilities, Waste
  • We may be able to consider individual placements where such activities are incidental to the overall risk profile
  • We don’t write deductible buy-backs or cross-class aggregate covers

  • Presently we provide coinsurance follow capacity
  • We’re developing the capability to lead, investing in underwriting, risk engineering and Cat modelling, supported by an exceptional operational platform that truly allows us to put our brokers and clients first (with a busy Ops team behind us) 
  • DUAL’s plans include building out a lead proposition in 2023/24

  • We are currently in discussions with potential new partners to expand our offering in different ways.